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| Vanquis Credit Card |
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| Vanquis Credit Card |
| Vanquis Bank’s products serve customers ranging from those who have had credit problems in the past, to those completely new to credit, are self-employed or have a low income.
Our aim is to provide a range of credit cards that give them the options they deserve.
Vanquis Bank is a responsible lender and we provide our customers with support, and put in place credit limits that assist in controlling their spending. We do this by being transparent about our products and pricing, and providing high levels of customer service.
Vanquis Bank is led by an experienced credit card team. It is a wholly owned subsidiary of Provident Financial plc, a leading international company providing home credit and credit cards.
Vanquis is a specialist lender providing credit to an underserved market. By promoting us on your site you are providing your customers with access to the possibility of a Visa card that has all of these great benefits:
No annual fee
Up to 56 days interest free on purchases
Additional cardholder/ free fraud monitoring at no additional cost – we’ll warn customers of any suspicious activity on their account
Chip & PIN technology for added security whenever a Vanquis card is used
Visa is widely accepted in the UK and abroad
Offers convenience for paying online and over the phone
A friendly and dedicated UK customer call centre
As a provider that is specifically geared towards servicing customers with previous credit problems or little or no credit history our higher APR’s reflect the additional business risk posed by this area of the consumer market.
However, we are very keen to stress that this does not imply that we are able to approve applications from customers irrespective of their present or previous circumstances. We have stringent and specific criteria that potential new customers must meet in order to be accepted, as well as applying all relevant money laundering and other regulatory validation tests to any new applications.
Some examples of the criteria that an applicant must satisfy are:
Applicants for a Vanquis Abacus Card must be UK residents and over 18
Applicants for a Vanquis Blue or Gold Card must be UK residents and over 21
Applicants must be registered on the voters roll
Applicants must not have an outstanding County Court Judgement against their name or one that has cleared within the past year
Please note these are examples only and are by no means the only criteria that new applicants for a Vanquis card must meet |
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